Benchmarks
Net worth by income
Table 2 of the 2022 SCF bulletin reports median and mean family net worth by percentile of usual income, in 2022 dollars. The bottom quintile’s median is $14,000. The top decile’s median is $2,556,200. The mean is much higher than the median in every band. July 2026 dollars on this page are that table scaled by CPI-U, not a new survey.
Arc · Published September 18, 2026 · Updated September 18, 2026
| Usual income percentile | Median, 2022$ | Mean, 2022$ | Median, July 2026$ | Mean, July 2026$ |
|---|---|---|---|---|
| Less than 20 | $14,000 | $129,700 | $15,974 | $147,987 |
| 20–39.9 | $71,000 | $218,700 | $81,011 | $249,536 |
| 40–59.9 | $159,300 | $385,400 | $181,761 | $439,740 |
| 60–79.9 | $307,200 | $636,800 | $350,514 | $726,586 |
| 80–89.9 | $747,000 | $1,264,700 | $852,324 | $1,443,017 |
| 90–100 | $2,556,200 | $6,629,600 | $2,916,612 | $7,564,343 |
How this differs from net worth by age
These rows are all families in an income band, not an age band. Usual income is the SCF concept, not last year’s wages alone. The mean is published here because Table 2 prints it. The age ladders elsewhere omit a mean because that extract did not include one.
The July 2026 column multiplies the 2022 figure by the same CPI-U factor used on the age pages (2022 annual average 292.655 to July 2026 333.918). It is a price adjustment. Saving and markets since 2022 are not in it.
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Net worth is what you own minus what you owe. Salary is not on the statement.
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Net worth calculator
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Net worth percentile calculator
See where a household net worth sits in the SCF age band, in July 2026 dollars.
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Savings rate calculator
Divide savings by gross or take-home income and see the rate explicitly.
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Raise your savings rate
A general way to lift the share of income you keep, without a personality transplant.
Benchmarks
Net worth by age
SCF 2022 household net worth percentiles by age, in July 2026 dollars.
Educational estimate only. Not tax, legal, or investment advice, and not a prediction of what your accounts will do. Methodology