Tools
Net worth calculator
Net worth is assets minus debts. Enter the totals you would put on a statement today. This tool does not compare you with other households.
Arc · Published September 18, 2026 · Updated September 18, 2026
Assumptions
- Use current values, not purchase prices.
- The house counts. So does the mortgage.
Net worth
$410,000
Net worth = assets − debts
Keep going
Related reading
What is net worth?
Net worth is what you own minus what you owe. Salary is not on the statement.
Related reading
How much should I have saved by age?
Age targets are multiples of income or survey medians. They are context, not a grade.
Tools
Net worth percentile calculator
See where a household net worth sits in the SCF age band, in July 2026 dollars.
Tools
Savings rate calculator
Divide savings by gross or take-home income and see the rate explicitly.
Playbooks
Raise your savings rate
A general way to lift the share of income you keep, without a personality transplant.
Benchmarks
Net worth by age
SCF 2022 household net worth percentiles by age, in July 2026 dollars.
Educational estimate only. Not tax, legal, or investment advice, and not a prediction of what your accounts will do. Methodology